How to stocks and shares isa work
Many investors are put off stocks and shares Isas by the the possibility of a loss, but they reckon without inflation. Psychologically, they prefer the large probability of a small real-terms loss in a cash Isa to the smaller probability of a large loss in an investment product. Stocks and Shares ISAs can offer inflation-busting returns (provided you're happy with risk). Here's a look at how they work, annual allowances, fees to watch out for and more. With inflation at 1.9%, a Stocks and Shares ISA can be an attractive option if you want to ensure your money isn't eroded by the rising cost of living.